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Auto insurance comes in many different policy types, including comprehensive and liability. If you aren’t sure which is best for you, contact The Sirover Agency LLC, serving Wayne, PA. We can help you evaluate the different types of insurance and determine which is best for your needs.
Here’s what you need to know about comprehensive versus liability-only auto insurance.
What Is Comprehensive Auto Insurance?
Comprehensive auto insurance protects your vehicle from noncollision events. Examples of the types of events that comprehensive auto insurance covers are fires, theft, and vandalism. If your vehicle is damaged in a noncollision, covered event, comprehensive auto insurance can help.
How Is Comprehensive Auto Insurance Different From Liability Insurance?
Comprehensive auto insurance provides different coverage from liability insurance. Liability insurance will pay to replace or repair the other driver’s vehicle if you hit them in an accident. Liability insurance is required by law in many states, while comprehensive insurance is not.
If you have a car loan, you may be required to get comprehensive auto insurance in addition to collision and liability insurance. This is typically referred to as "full coverage."
Need Comprehensive Auto Insurance? Call Us
If you live in an area where car theft is common, or you have other reasons to be concerned that your vehicle could be damaged in a noncollision event, comprehensive auto insurance may be a good solution for you. The professionals at The Sirover Agency LLC, serving Wayne, PA, can help answer your questions. Call to make an appointment and learn more about how comprehensive coverage can help you.
